My Car Terms is in the connection business — and only the connection business. We don't sell cars, write loans, or push insurance. We just deliver buyers who already told us exactly what they want.
My Car Terms was built on a simple idea: car buyers should be able to say exactly what they want, what they'll pay, and how far they'll travel — and the right dealers should be the ones to reach out.
That's all we do. We connect motivated, qualified car buyers with the dealerships best positioned to win their business. No upsells, no captive financing arm, no insurance products, no inventory of our own.
Most lead providers have a side hustle — captive financing, insurance referrals, their own listings. We don't. Connection is our only product.
Our tiered pricing is based on the buyer's entered timeline for making a purchase — the more urgent the need, the higher the lead price. This keeps costs low for early-stage shoppers while charging a premium for buyers ready to buy now.
Every lead specifies make, model, trim, budget or monthly target, trade-in details, timeline, and travel radius — collected directly from the buyer. We also verify the buyer's email address before sharing the lead with dealerships, improving lead quality and reducing wasted time chasing fake contact information.
We don't sell cars, we don't finance them, and we don't insure them. We have no reason to push the buyer in any direction except yours.
Buyers set the terms up front. You only engage when you want to – saving time on both sides of the deal.
We protect the buyer experience by partnering only with licensed, reputable dealerships in the buyer's chosen radius.
When buyers feel respected and in control, they show up ready to transact — which means better close rates for you.
One-time per-lead fee — no subscriptions, no monthly minimums. Each lead is sold to a maximum of three dealerships, first come first served. Payments are processed securely by Stripe.
Buyer says they're ready to buy now.
Buyer is shopping actively and plans to buy in the coming weeks.
Buyer is comparing options and narrowing their list.
Early-stage shopper exploring make, model, and budget.
30-day money-back guarantee. See our Refund Policy.
Simple, transparent, and built around your time.
Make, model, trim, price ceiling, trade-in, and travel radius — all collected up front.
Verified dealerships inside the buyer's radius receive the lead detail by email.
If you are interested based on the terms entered by the buyer, purchase the lead and unlock the buyer's name, email, and phone number. If the lead includes a trade-in, you'll also unlock either the VIN # or the license plate # and state.
Reach out and we'll get your dealership set up to receive new lead notifications in your area.