My Car TermsGet Started
Dealers compete for you

Let dealers compete
for your next car.

Stop driving lot to lot. Name the make, model, trim, and the price you're targeting. Verified local dealers see your request and reach out if they can make a competitive offer.

Find my car →How it works

Why competition gets you a better starting price

When several dealers see the same request at the same time, they know other dealerships are looking at the exact same buyer. That changes how they price. Instead of opening with a number designed to leave room for the back-and-forth, dealers tend to lead with a sharper offer to win your attention.

  • Set your total price or monthly payment target up front
  • Multiple verified dealers see the same request
  • Interested dealers reach out by call, text, or email — no lot visit required
  • Always free for buyers, no obligation to purchase

How a request takes about two minutes

Tell us the car you want (new or used), your zip code and travel radius, your price ceiling, and any trade-in details. We verify your email address with a one-time confirmation link, then route the request only to dealers who serve your area. Dealers who can compete on your terms reach out if they can make a competitive offer.

What this is — and what it isn't

My Car Terms is a marketplace that connects you with local dealers. We don't set the final price or guarantee a no-haggle transaction. Whether you receive one offer or several depends on the dealers in your market.

  • Real price competition between local dealers
  • You pick the dealer — or walk away from all of them
  • Negotiate from a position of strength, not a single lot

Ready to let dealers compete for you?

Free for buyers. Takes about 2 minutes.

Find my car →

Frequently asked questions

How do I get dealers to compete for my business?
Submit your car request on My Car Terms with the make, model, trim, and target price. Verified local dealers see your request and reach out if they can make a competitive offer.
How is My Car Terms different from walking into a dealership?
Instead of negotiating with one salesperson on their turf, you submit what you want and multiple verified local dealers compete to win your business. You start the conversation with multiple interested dealers – a much stronger position than a single lot visit.
How do I negotiate a new car price without going to the dealership?
Set your target price and timeline, and let multiple dealers reach out by call, text, or email. You negotiate from a position of strength because dealers know they are competing for the deal.
Is My Car Terms free to use?
Yes, My Car Terms is completely free for car buyers. There are no hidden fees, subscriptions, or obligations. You describe what you want, and dealers reach out if they can make a competitive offer.
What information do dealers see?
Dealers see the car details, your budget, trade-in information, travel radius, and how soon you are looking to buy. Your contact information is only shared with dealers who choose to reach out with a competitive offer.
How will dealers contact me?
Your email address is verified with a one-time confirmation link after you submit a request, then dealers reach out by call, text, or email.
Am I obligated to buy from any dealer that contacts me?
No. There is zero obligation. You are in complete control. You can decline any offer, negotiate further, or simply walk away at any time.
Can I use My Car Terms if I have a trade-in?
Absolutely. The form includes an optional trade-in section where you enter your current vehicle's details so dealers can factor that into their offers.
What types of vehicles can I request?
You can request new or used cars, trucks, SUVs, and more. Simply enter the make, model, and trim you are looking for.
How is this different from CarGurus, AutoTrader, or Cars.com?
These sites list inventory and you contact dealers one by one. My Car Terms reverses it: you submit what you want and dealers compete to win your business.